Boiler and Machinery Coverage
The Boiler and Machinery policy is designed to provide protection for parish-owned property that is not covered by the Property policy. The Boiler and Machinery policy covers your boiler, hot water tank and steam and/or limited hot water pipes if there is an explosion or cracking due to excess heat. The policy does not cover wear and tear, corrosion, lack of maintenance or failed gaskets.
Please note that in the event that any work is done prior to the boiler insurance carrier arriving on site, any replaced parts must be retained for inspection. Coverage may be jeopardized should parts be discarded and not made available for inspection.
The insured has a $5,000 deductible on boiler claims.
In addition to paying for these damages, many Boiler and Machinery programs (including our own) provide the mandatory inspections of the boilers or pressure vessels. The State of New York requires these annual inspections, which are sometimes referred to as "jurisdictionals." Inspections are performed by engineers and reports are filed with the state.
Our insurance company for Boiler and Machinery coverage is Hartford Steam and Boiler.